Opportunity International Savings and Loans Limited, (OISL) is a leading savings and loans institution licensed by the Bank of Ghana in June 2004. The Institution operates across 10 out of the 16 regions of the country with 17 years of advancing financial inclusion and bringing clients at the base of the pyramid into the mainstream financial services using innovative range of products and services.
Opportunity International Savings and Loans Limited is a subsidiary of Opportunity International – A global institution dedicated to helping clients transform out of poverty. It operates in 23 countries across the globe serving nearly 10 million clients with micro loans, savings, micro insurance and non-financial services. The global office is based in Chicago, USA.
Since inception, OISL has focused its key activities on the marginalized, the underbanked and unbanked and those who are excluded from mainstream formal financial services. OISL provides sound ﬁnancial education and support to clients while promoting a savings culture by oﬀering innovative deposit products. It assists micro, small and medium size businesses, which form the backbone of most developing economies to thrive.
As of December 2021, the institution had 604,173 clients. Loan portfolio was GHS 174.0 million and client deposit balances were GHS 244.1 million. With total assets of GHS 368.0 million, Opportunity International is one of the biggest savings and loans companies in the country.
Over the last three years, the institution has scooped 32 prestigious awards including CIMG Savings and Loans Company of the Year 2019 & 2020 and Savings and Loans Company of the Year 2018, 2019 & 2020 from the Ghana Business Awards.
The company attributes its achievements to its embedded values coupled with the highly trained, committed and skilled employees. It makes signiﬁcant investment in the training and professional development of its staﬀ. Additionally, the institution provides a friendly and an enabling environment for its staﬀ to thrive and achieve both personal and institutional goals. We derive our sustainable competitive advantage through our quality staﬀ and an excellent institutional culture which has been built based on our value proposition.
Opportunity International has been able to maximize operational eﬃciencies with an expansive national branch network comprising 39 brick and mortar outlets, 4 mobile Vans, 20 Automated Teller Machines (ATMs) and several Point of sale (POS) devices located across 10 regions out of the 16.
Our vision is a world in which all people have the opportunity to achieve a life free from poverty, with dignity and purpose.
By providing ﬁnancial solutions and training, we empower people particularly those living in poverty to transform their lives, their children’s futures and their communities.
Commitment, Humility, Respect, Integrity, Stewardship and Transformation. (CHRIST)
WHAT WE DO
Customers are at the Centre of our business and are served with life changing products such as loans, deposits, micro insurance, e-banking services and remittances. Transformational training, business Advisory services, and capacity building are embedded in our client interactions.
OPENING DOORS TO TRANSFORM LIVES
Opportunity International’s products and services are developed with our values in mind and are specifically tailored to meet the needs of our clients.
Opportunity International has well-trained and dedicated staff who are highly dedicated and committed to living the values and achieving our mission.
THE OPPORTUNITY DIFFERENCE
Opportunity delights in the truth and gives God all the glory!
Our core values
Living our values with transparency and consistency. We honour the trust placed in us by the families we serve, supporters, investors, program partners, service providers and staff, endeavouring to manage all our resources transparently, reflecting our motivation. We aim to do the right things for the right reasons, whether or not anyone will know.
Our ultimate goal in ourselves and others. We are committed to providing services, resources and encouragement that equip families and communities for better economic prospects, new futures, new hope and dignity. We acknowledge that transformation is a two-way street and that our staff and supporters also are part of the transformational journey.