Mr. Francis Takyi Chief Risk Officer

Francis has over twenty years’ experience in banking. He joined Opportunity International as a Branch Manager in 2008 and worked through the ranks at various sections of the institution at managerial levels, including Branch Management, Operations, Finance, and Risk Management.

Francis has over twenty years’ experience in banking. He joined Opportunity International as a Branch Manager in 2008 and worked through the ranks at various sections of the institution at managerial levels, including Branch Management, Operations, Finance, and Risk Management.

In 2013 he was appointed by the Opportunity International Network, USA, as it Regional Risk Director for Africa, where he was instrumental in building the risk management capacity within Opportunity International African risk teams through training, business risk reviews and regular interactions with the local risk teams, until 2016 when he was again seconded to Opportunity International Savings and Loans Ltd, Ghana. He also supported Opportunity Bank Malawi in 2015 as its Chief Risk Officer whilst still working as the Regional Risk Director.

Prior to joining Opportunity, Francis worked with ProCredit Savings and Loans Co. Ltd. as the Head of Finance department. He was a pioneering member of ProCredit Ghana (now part of Fidelity Bank, Ghana) where he was a member of the implementation team that set up ProCredit Ghana in 2002. He worked as a Senior Loan Officer and Branch Manager with ProCredit. Francis later worked with HFC Bank, Ghana, where he was in charge of operations and credit at one of its flagship branches, Accra Central Branch.

He holds a bachelor’s degree in Accounting and Economics from the University of Ghana, Legon, an MBA in Finance from the Methodist University College, Ghana, as well as a Master of Applied Business Research (MABR), and Doctor of Business Administration (DBA) degrees, both from the Swiss Business School (Switzerland). He is a final professional level student of the Chartered Institute of Bankers Ghana, and a part qualified of ACCA. Francis is a professional member of ISACA, an affiliate member of Global Association of Risk Professionals (GARP), a member of Institute of Risk Management (IRM), and has an Executive certificate in Strategic Leadership in Inclusive Finance from Harvard Business School, Boston, USA.

He had had extensive training, both local and abroad, on microfinance and banking. As the Chief Risk Officer and Director of Cyber and Information Security, he had responsibility for managing the overall risk profile of Opportunity International Savings and Loans, Ghana.

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