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Loan Products

At Opportunity International Savings and Loans (OISL), we provide flexible and accessible loan solutions to help individuals and businesses achieve their financial goals. Whether you need funds for personal development, business expansion, or working capital, our loan products are designed to meet your needs.

Adehye Group Loans

Loans for loyal group loan clients in 4th cycle and beyond who want to maintain their group.

Adehye Individual Loans
Loans for loyal group loan clients migrating to individual loans.
 
Agric Micro and SME Loans

Micro, small and medium scale finance for farming and Agric related businesses such as irrigation, agro – marketing and processing, Agric equipment and transportation.

Church Loans

A short and medium term loans to assist in church development.

  • Maximum repayment period of 36 months
Empowerment Loan (Loans for the disabled)
Loans for the disabled at concessionary rate.
Salary Loans

Short and medium term finance for salaried workers

  • Maximum repayment period of 36 months
School Fees Loan

Loans for payment of ward’s school fees and related expenses. Clients in 5th cycle and above do not need guarantor(s) if the amount is not more than GH¢1000.00

Small and Medium Enterprises (SME) Loans

Working capital for Small and Medium Scale entrepreneurs

  • Minimum Loan of GHc 10,000.00
  • Maximum repayment period of 36 months
School Improvement Loans

Short and medium term finance for private schools.

  • Maximum repayment period of 36 months
Susu Loan

Loans for susu deposit clients after a required period of contribution.

WASH Loans

Housing loans for small and medium scale entrepreneurs, farmers and salaried workers.
There are two main types:

  • Home Improvement
  • Building In Stages Loans
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