Skip links
ONLINE BANKING
Opportunity International

Loan Requirements

At Opportunity International Savings and Loans (OISL), we provide tailored financial solutions to help individuals and businesses achieve their goals. Our loan application process is designed to be simple, transparent, and accessible. Below are the key requirements to qualify for a loan.

Individual & Sole Proprietors Loan Requirement

Account

Have an account with OISL (Savings or Current Account)

Application Letter

Submit an Application Letter

Certificate

Provide Business Registration Documents (if registered)

Limited Liability Company Loan Requirement

Account

Proof of an account with OISL

Certificate

Certificate of Incorporation, Company Profile & Regulatory Body Certifications (e.g., GES, EPA, FDA)

ID Card

Ghana Card (ID Card) of directors

Passport Picture

Passport-size photograph of directors

Statement

Audited Financial Statements (2-3 years, depending on loan amount) and Bank Statements from other financial institutions

Collateral

Immovable (e.g., building), Movable (e.g., vehicle), Guarantor (depending on loan amount)

Call Us
Open Account
Get A Loan